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Protecting your franchise is our business

We find you the best solutions for your unique needs

How much insurance do I need?

Select your franchise size

Small business

For businesses with under $1M in revenue or start ups with under $100k startup costs.

 

• Business Package: This is the policy that covers liability, property, loss of income, etc. Many packages have options for employment practices, cyber, and more worth exploring.

• Workers Compensation: Covers if your employees get injured. It is required by law if you have one or more employee.

Growing business

For businesses between $1M and $4M in revenue

 

• Business Package: This is the policy that covers liability, property, loss of income, etc. Many packages have options for employment practices, cyber, and more worth exploring.

• Workers Compensation: Covers if your employees get injured. It is required by law if you have one or more employee.

• Group Benefits: Medical, Dental, Vision, etc.
Professional Liability: if your business provides a “service.”
Employment Practices Liability (standalone policy): A must if you have employees.
Crime: Protects your business from embezzlement, fraud, robbery, etc.
Cyber/Data: Protection from cyber breaches, social engineering, phishing, cyber extortion, malware, etc.

 

Successful business

For businesses between $4M and $15M in revenue

 

• Business Package: This is the policy that covers liability, property, loss of income, etc. Many packages have options for employment practices, cyber, and more worth exploring.

• Workers Compensation: Covers if your employees get injured. It is required by law if you have one or more employee.

• Group Benefits: Medical, Dental, Vision, etc.
Professional Liability: if your business provides a “service.”
Employment Practices Liability (standalone policy): A must if you have employees.
Crime: Protects your business from embezzlement, fraud, robbery, etc.
Cyber/Data: Protection from cyber breaches, social engineering, phishing, cyber extortion, malware, etc.

• Key Person Disability: Protects your most valuable personnel in the event that they are no longer able to work due to a disability.

• Directors and Officers: Protects executives’ and owners’ personal assets for decisions made within the company.

• Fiduciary Liability: Covers your company for benefit and retirement plan related lawsuits.

Mature business

For businesses with $15M+ in revenue

 

• Business Package: This is the policy that covers liability, property, loss of income, etc. Many packages have options for employment practices, cyber, and more worth exploring.

• Workers Compensation: Covers if your employees get injured. It is required by law if you have one or more employee.

• Group Benefits: Medical, Dental, Vision, etc.
Professional Liability: if your business provides a “service.”
Employment Practices Liability (standalone policy): A must if you have employees.
Crime: Protects your business from embezzlement, fraud, robbery, etc.
Cyber/Data: Protection from cyber breaches, social engineering, phishing, cyber extortion, malware, etc.

• Key Person Disability: Protects your most valuable personnel in the event that they are no longer able to work due to a disability.

• Directors and Officers: Protects executives’ and owners’ personal assets for decisions made within the company.

• Fiduciary Liability: Covers your company for benefit and retirement plan related lawsuits.

Consider the following:

• Inland Marine: Covers property off site. An example would be contractor’s tools or property in transit.
• Ocean Marine: Covers property being shipped worldwide.
• Accounts Receivable: Protects yourself from defaulting customers based on credit terms.
• Kidnap and Ransom: Protects yourself from a kidnapping, robbery, extortion, etc. Normally purchased for international travel.
• Bonds: Vary by industry but typically guarantee work.
• Intellectual Property: Provides defense for an IP suit and any resulting settlements or judgments.

Additional specialty coverage should be discussed with your agent.

Who we work with

We are the preferred agents for franchises such as:

A little bit about us

Since 2008, Gaspar Insurance Services has been a full service insurance agency with clients nationwide. CEO and founder Tim Gaspar is passionate about helping people and providing a much needed service to our clients.

fastest growing

6th fastest growing insurance agency in California as rated by Inc. Magazine

5-star service

We invite you to read what our clients are saying

Ready to get started?

Let’s have a conversation about your needs, concerns, and questions you may have about protecting your franchise